Your Business Deserves a Solid Foundation.
Commercial Property Finance Broker in Sydney & Hurstville
Commercial property finance is complex, but it doesn’t have to be stressful. Whether you’re buying your first premises, refinancing an existing loan, or releasing equity to grow your business, Finch Financial can help.
Commercial Property Finance That Works for Your Business.
Commercial Property Loans in Sydney & Hurstville
Whether you’re purchasing your first commercial premises, refinancing an existing loan, or looking to leverage property assets to fund business growth, Finch Financial can guide you through commercial property finance.
As experienced commercial finance brokers based in Hurstville, we compare options across 40+ lenders to find competitive terms that suit your strategy and manage the process from application through to settlement.
Types of property deals we can finance:
- Purchase of commercial premises (owner-occupied or investment)
- Commercial property refinancing
- Equity release from existing commercial property
- Construction and development finance
- Mixed-use property loans
Ready to Own Your Commercial Space?
Commercial Property Purchase Loans
Owning your commercial premises rather than leasing gives your business long-term stability and builds a tangible asset on your balance sheet.
Finch Financial arranges commercial property purchase loans for owner-occupiers and investors across Sydney and NSW, including office suites, retail premises, industrial units, medical centres, and warehouse properties.
We’ll compare lenders and structure the loan to work for your business from day one.
Could You Be Getting a Better Deal on Your Commercial Property?
Commercial Property Refinancing
If you’ve held your commercial property for a few years, there’s a good chance the finance market has moved in your favour.
Refinancing can reduce your interest costs, release equity to reinvest in the business, or restructure your loan terms to better match your current situation.
Finch Financial compares refinancing options across our full lender panel and handles the switch from start to finish.
Office, Retail, Industrial, Medical. We Cover It All.
Types of Commercial Property We Finance
Finch Financial arranges commercial property finance across a broad range of property types.
Each has different lender appetite and LVR constraints, which is why working with a specialist commercial broker matters.
- Retail premises and shopfronts
- Office suites and commercial strata
- Industrial and warehouse properties
- Medical and professional premises
- Mixed-use commercial and residential buildings
- Development sites and construction projects
Commercial Property Lending Is Complex. We Make It Simple.
Why Use a Commercial Property Finance Broker?
Commercial property lending is fundamentally different from residential finance.
The assessment criteria are more complex, LVRs are typically lower, and lender appetite varies significantly by property type and location.
As commercial finance brokers, Finch Financial understands what different lenders look for, which lenders suit which property types, and how to present your application in the strongest possible light.
Business Owners, Investors and Developers. We’ve Got You Covered.
Who We Help
Finch Financial arranges commercial property finance for a range of clients across Sydney and NSW, including:
- Business owners purchasing their own premises
- Property investors acquiring commercial real estate
- Businesses refinancing existing commercial property loans
- Developers and builders requiring construction finance
- Business owners looking to release equity from existing commercial property
Complex Financials? We Work With Lenders Who Get It.
Full Doc, Alt Doc & Low Doc Commercial Property Finance
Not every business owner has clean, straightforward financials.
Particularly if you’re self-employed, operate through a trust or company structure, or have recently changed your business model.
Finch Financial works with lenders who cater to full doc, alt doc and low doc borrowers, and we’ll match you with the right option based on your specific documentation position.
One Broker. 40+ Lenders. Better Outcomes.
Access 40+ Lenders For Your Property Finance
With a panel of 40+ lenders, we’re not tied to one bank’s products or rates. We compare options across major banks, credit unions and specialist asset finance lenders to match you with the most competitive deal for your specific asset and financial situation.
Unlike going direct to a bank, you get choice and an experienced broker in your corner.
With access to 40+ lenders, our promise is to match you with the lender that best suits your needs
Commercial property finance covers loans used to purchase, refinance or develop commercial real estate, including office buildings, retail premises, industrial warehouses, medical centres and mixed-use properties. It differs from residential finance in structure, lending criteria and the way lenders assess risk, which is why working with an experienced commercial finance broker can make a significant difference to your outcome.
We arrange finance for a wide range of commercial property types including retail shops and showrooms, office suites and commercial strata, industrial and warehouse properties, medical and professional premises, mixed-use buildings, and development sites. If you’re unsure whether your property type qualifies, get in touch and we’ll advise you based on current lender appetite.
Commercial property loans typically involve higher interest rates, lower LVRs (loan-to-value ratios), shorter loan terms, and more detailed lender due diligence than residential mortgages. The assessment process focuses heavily on the income-generating potential of the property and the financial strength of the borrower or business. This is why specialist broker guidance is particularly valuable in the commercial space.
Yes. Refinancing commercial property is a common strategy for reducing interest costs, releasing equity for business investment, or restructuring loan terms to better suit your current situation. We assess the full picture: your current loan, property value, and business position, and compare refinancing options across our lender panel to find the most advantageous outcome.
Most commercial property lenders will lend up to 65-70% LVR, though some specialist lenders may go higher depending on the property type and borrower profile. Owner-occupied commercial properties generally attract better LVRs than investment properties. We’ll give you a realistic picture of what’s achievable before you commit to anything.