Business & Commercial Loans

Our expert team are passionate about helping big thinkers like you turn ideas into realities. We give you the funding you need to take the next step in your business growth.

Empowering Your Business with Flexible Commercial Financing Solutions

Running a business is both exhilarating and challenging. But with the right people in your corner, you gain the resources you need to bring your vision to life—and succeed.

That’s where we come into the picture. Our expert team are passionate about helping big thinkers like you turn ideas into realities. We give you the funding you need to take the next step in your business growth.

Commercial Loans for every business venture. No two businesses are alike. We offer a dynamic range of financing solutions to power your start-up or expand your operations.

Commercial vehicles and asset financing

Imagine having the necessary equipment, machinery, or vehicles to take your operations to new heights. At Finch Financial, we offer tailored financing solutions that empower your business to acquire the assets it needs—all while optimising cash flow and preserving working capital.

Commercial property loans

Your business deserves a solid foundation for growth. Whether you’re looking to purchase, refinance, or leverage property assets, our expert team will guide you through the complex world of commercial property loans. We’ll ensure you secure the best terms and rates, empowering you to seize lucrative opportunities.

Business lending and cashflow loans

Managing cash flow and working capital is crucial to keep your business thriving. That’s why we offer flexible business lending and cashflow loans designed to meet your unique needs. Whether you need funds for expansion, inventory management, or project financing, our solutions are tailored to your business objectives.

Your Success, Our Priority

With Finch Financial, you gain access to our extensive network of lenders and financial institutions. We’ve built strong relationships with industry leaders, allowing us to connect you with the most suitable lenders offering competitive loan terms.

Our experienced team will negotiate on your behalf, securing favourable conditions that align with your business and lifestyle objectives.

Flexible Commercial Loans

Adaptability and choice are key to sustainable business success. Our commercial loans come with a range of features and benefits designed to meet your specific needs:X

  • Flexible repayment options: Cash flow can fluctuate. That’s why we offer repayment plans that cater to your business cycles, giving you the flexibility you need to manage your finances effectively.
  • Fixed or variable interest rates: You have the freedom to choose between fixed or variable interest rates based on your risk appetite and financial strategy.
  • Structured loans: We’ll work with you to structure loans that accommodate your business goals, ensuring you have the financial tools to drive growth and success.

Supporting Clients Across Various Loan Income Types

At Finch Financial, we understand that every client’s financial situation is unique. That’s why we go the extra mile to cater to individuals and businesses with different income verification needs.

Whether you fall under Full Doc, Alt Doc, or Low Doc income categories, our team is here to provide tailored solutions for your commercial loan requirements.

Helping you to Confidently Pursue Your Financial Goals

We take pride in offering support to applicants who may have alternative documents as proof of their ability to repay a loan. It’s a commitment that sets us apart from many big banks.

With Finch Financial, you can confidently pursue your financial goals, knowing that we have your back regardless of your income verification level.

Quick and Fuss-Free Loan Applications

Business owners agree: every minute counts. There are only so many hours in a day, and your to-do list may feel never-ending.

Our streamlined six-step application process takes the time and guesswork out of business financing. It’s as easy as this:

First, apply online and provide us with your details

Discuss your needs, goals, and challenges

We’ll review your loan options together

Understand the lender’s criteria for approval

We help with the application to secure your loan

Check in to ensure your terms still fit your needs

Because Trust Matter

Confidentiality is the cornerstone of our business. We handle all sensitive business information to the highest industry standards, maintaining strict confidentiality throughout the process.

We also prioritise data security, implementing robust measures to protect your information from unauthorised access or breaches.

Your trust is invaluable to us. And that’s why we are proud members of the Finance Brokers Association of Australia (FBAA) and the Australian Financial Complaints Authority (AFCA).

“Not having to deal directly with the banks makes a massive difference!”

Highly, highly, highly recommend Julian and the team at Finch Financial. Getting a loan is always a stressful time but Julian made the process much easier for us - not having to deal directly with the banks makes a massive difference! The team were in touch with us daily to update us on the status of our loan.

- Alison Lovat, Sydney NSW

“Not having to deal directly with the banks makes a massive difference!”

Julian was instrumental in the refinancing of my properties, with his common sense straightforward approach delivered me a significant yearly saving without fuss. Julian has recently facilitated a further financial solution for property renovations. During this time he has demonstrated exceptional problem-solving abilities and has once again delivered real results. Julian is customer focused tailoring the right solution to the individual's needs. I will continue to use Julian and highly recommend him.

- Matthew Jasper, Newcastle NSW

"Julian pretty much saved my life with the amount of knowledge."

Definitely underpaid from the bank for the work these guys put in. Julian pretty much saved my life with the amount of knowledge and work he put in to helping me secure my refinance going through a hard time in my life. I can’t thank Finch Financial enough.

- Anders M, Gold Coast QLD

Your Success Starts Here

When you choose Finch Financial, you become part of our family. We’re dedicated to providing ongoing support and guidance—not just for your current loan but also for future opportunities or lending solutions you may require.

Explore the possibilities that await your business with Finch Financial. Contact our commercial loan experts today and take the first step toward realising your growth aspirations. Together, we’ll make your vision a reality.