Home Loan Refinancing
Finch Financial Refinancing – Hard to Say, Easy to Do
Fight fire with fire. We used to work for banks, now we use our insider knowledge to work for you.
Why You Need to Refinance
What’s the #1 lie that mortgage-holders believe? That your bank cares about giving you a good interest rate.
The reality is, banks are quick to raise the interest you pay, but they rarely lower it.
You need to take that initiative. If you haven’t reviewed your rate since purchasing, odds are it’s a lot higher than it should be, and you’re paying your bank more than they deserve.
Still not convinced? Let’s talk numbers!
See the difference paying just 1% extra interest will have over the lifetime of your average $500,000, 30 year mortgage.
Why You’re Paying More Than You Should.
There’s a common saying that people settle twice for a property. The first time is when they settle on the purchase. The second is when they settle on an interest rate… and end up wasting tens of thousands in unnecessary payments over the lifetime of the loan.
So ask yourself, why have you settled?
Lack of Awareness
You don’t know what refinancing is, or you don’t know what situations can be improved by refinancing.
Too Difficult
You don’t really understand finance or want to keep track of interest rates.
Too Time Consuming
Buying your home took forever, you don’t want to start that process all over again.
Scared of the Outcome
You’re scared the bank will reject you, or could somehow make your repayments worse.
Refinancing With Finch Financial Is The Solution
We understand the misconceptions that stop you from taking control of your mortgage. We also know all the tricks the banks use to keep you confused. Our goal is to avoid both, and get you the fair interest rate you deserve.
Refinancing Explained
From the self-employed, investment property owners, down-sizers, debt consolidators and more, we can help explain why you should refinance and how the process works.
Refinancing is Easy
All we need is a 10 minute consultation, whenever it suits your schedule, and we’ll do the rest.
Refinancing is Fast
Refinancing only takes a few business days, you could have a cheaper mortgage by the weekend!
Refinancing is Risk-Free
At best, you save thousands, at worst, you find out you’re already on a fantastic deal!
With access to over 40+ lenders, our promise is to match you with the lender that best suits your needs
Our Numbers Speak for Themselves!
- $140m worth of mortgages refinanced since June 2022
- $34m worth of new loans this financial year
- $375k in interest payments saved in the past 12 months
We used to be bankers, until we realised we were part of the problem. Now, we are dedicated to helping you with your finances.
Here’s a Word From Some Clients Who’ve Saved Thousands With Finch Financial.
Quick and Fuss-Free Loan Applications
Business owners agree: every minute counts. There are only so many hours in a day, and your to-do list may feel never-ending.
Our streamlined six-step application process takes the time and guesswork out of business financing. It’s as easy as this:
First, apply online and provide us with your details
Discuss your needs, goals, and challenges
We’ll review your loan options together
Understand the lender’s criteria for approval
We help with the application to secure your loan
Check in to ensure your terms still fit your needs
Save Yourself Thousands with One Decision
Think about it, you could save tens of thousands of dollars on your mortgage with just a ten minute consultation.
So what are you waiting for?
The worst that can happen is you find out you’re already on a great deal!