Advice and guides to help improve your finances!

Yearly Archives: 2016

Why would I use a finance broker?

Why would I use a finance broker? Because they can save you time and money. As the home loan market becomes increasingly complex, more people are turning to finance brokers . Here are some of the reasons. Finance brokers can save time The choices...

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Home Loan Pre-approvals Explained

Home loan pre-approval For those getting ready to stride into the world of home ownership, the uncertainties of pre-approval can cast a shadow of doubt over an otherwise exciting time. When is it necessary? How long does it last? And what does it...

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When to Refinance your Mortgage

When Would I Refinance My Mortgage? Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance...

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What comes first: the property or the loan?

It’s easy to get carried away with the fun part of buying a property – looking at houses – but delaying the less compelling task of arranging finance will weaken your negotiating position on both the property and the loan. Looking for a property...

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When was your last home loan health check?

Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much.   What’s involved? Your finance broker can do a full home loan health check for you either...

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Finance broker or bank?

Finance Broker or bank? When you’re looking for a home loan, you could go to a finance broker or to a bank. While a bank will only offer you its own products, a credit adviser is an industry expert who will take the guesswork out of finding the...

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